It’s very simple to see why Buy To Let is making a big comeback. Those who might like to buy are unable to do so. Continuing mortgage constraints – gross mortgage lending levels for the last two months have been at ten-year lows – are forcing people to continue renting. As a result demand is very high for rental properties.

However, there’s just nowhere near enough supply to satisfy that demand. Earlier this year it hit an all-time low, according to the Association of Residential Letting Agents, with 70% of member offices reporting more prospective tenants than properties. Couple massive demand with significant undersupply, and rents are only going to head in one direction.

If you are considering purchasing a property to rent out, why not give us a call to see what super offers we have currently available.

Most high street lenders are not in this market place anymore, and over the years we have developed some very good connections offering some unique schemes. Currently we are able to arrange up to 85% of the property value, this can be either a purchase, or a remortgage.

Dont forget the important factor with Buy To Lets is the rental value, not your actual income. In fact we have one lender who has no minimum income requirement at all. If you are not sure how much you can borrow, just find out what the potential rental income will be and we will happilly work this out for you.

Age is not a problem, mortgages are available up to age 90!

First time landlords are acceptable up to 85%, however, they must be owner occupiers with, or without a current mortgage. They will also need to have owned their current property for at least 6 months. First Time Buyers are now able to borrow up to 75%, with some very good rates!

If you are thinking of purchasing a property that needs work doing, and is currently not ready to be let, we can also help. You can initially borrow 70% of the purchase price with no rental income requirement. Then, once you complete the necessary works,  you can then obtain up to 70% of the increased value ( max extra released £25,000 ) A super way to obtain a property from an auction perhaps.

Another very popular option is Let To buy. Here you can remortgage your existing property onto a Buy To Let basis, then obtain a new mortgage on a new property to live in. This takes away the problem of trying to sell your own property, and you can often get your dream purchase without having to sell.

Limited Company purchases are available to 70%, and houses in multiple occupation to 65%.

We offer a very large choice of rates, these range from Base Rate Trackers to Fixed Rates. We can also offer step down trackers and lifetime trackers which allow a switch to a fixed rate, with no early repayment charge.