our services

Buy To Let

Borrow £100,000 for just £449 per month rent!

However, lenders have tightened up on how much they will lend. Many people are now struggling to borrow enough to buy anything.

But don’t despair, The Finance Surgery have some exclusive products allowing you to borrow more:-

80% Still available, check for criteria.

75% we are currently working on 135% of the payment, using just 3.99% interest rate. This means only £449 rent per month  needed to borrow £100,000!

So please check and see if we can help you get the property of your dreams.

Age is not a problem, mortgages are available up to age 110!

First time buyer landlords are now acceptable up to 75%. No need to own a property.

Another very popular option is Let To buy. Here you can remortgage your existing property onto a Buy To Let basis, then obtain a new mortgage on a new property to live in. This takes away the problem of trying to sell your own property, and you can often get your dream purchase without having to sell.

Limited Company purchases are available to 80%, and houses in multiple occupation to 80%.

We offer a very large choice of rates, these range from Base Rate Trackers to Fixed Rates. We can also offer offset trackers, and lifetime trackers which allow a switch to a fixed rate, with no early repayment charge.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Buy To Let mortgages are not usually regulated by The Financial Conduct Authority

Typically we do not charge a fee for processing your mortgage. However, a fee of £295 may be charged in some circumstances and would become payable on receipt of the mortgage offer.